Blog
We explain car insurance in plain language: how OGPO is calculated, how CASCO differs and how to get a payout.
OGPO
How OGPO is calculated in 2026: coefficients and examples
Base rate, MCI, regional, age, experience coefficients and bonus-malus — we break down the mandatory car…
2026-02-10
CASCO
How CASCO differs from OGPO
OGPO covers your liability to others, CASCO covers your own car. When you need both and how to save.
2026-01-22
OGPO
How bonus-malus (driver class) is calculated
Every accident-free year lowers OGPO cost, while at-fault payouts raise it. How the class scale works and how…
2026-01-15
Claims
Europrotocol in Kazakhstan: how to handle an accident without the police
Since 2024 drivers can handle minor accidents themselves via a mobile app. Conditions, limits and a…
2025-12-18
OGPO
Fines for driving without OGPO in 2026
How much the fine for driving without mandatory insurance is, how cameras work and why buying online is…
2025-12-05
Tips
Car insurance online: why it beats the office
Price comparison, no queues, a policy by e-mail in minutes and daily support — why drivers choose online.
2025-11-20
12
OGPO & CASCO online in 2 minutes
Compare prices from Kazakhstan insurers and buy your policy online — no office visit, delivered to your e-mail.