CASCO online
CASCO protects your car from damage, theft and other risks regardless of fault. Choose a program for your budget — from mini to full cover.
Car insurance calculator
Secure paymentCASCO is voluntary insurance of the car itself. Unlike compulsory OGPO, which compensates the injured party, CASCO pays the owner of the insured vehicle regardless of who caused the incident. Cover typically includes road accidents, theft, natural disasters, falling objects and unlawful acts by third parties — but the exact set of risks, the limits and the deductible depend on the program of the specific insurer. The price of CASCO is not regulated by the state: it is calculated as a percentage of the car's value, usually between 1.8% and 5.5% per year, and the final figure depends on driver age and experience, region, the age of the car, whether it is pledged to a bank and the size of the deductible. That is why comparing several insurers makes sense for CASCO, while for OGPO there is nothing to compare — the price is identical everywhere.
Why Polis Online
Issued in 2 minutes
Pick your car and driver parameters — the price appears instantly, no documents needed.
Compare insurer prices
We show offers from several insurers in a single window.
Policy by e-mail
The electronic policy arrives by e-mail right after payment.
Licensed insurers
Only insurers with a valid license from the regulator of Kazakhstan.
What risks CASCO covers
- Accident caused by third parties
- At-fault accident
- Theft and hijacking
- Natural disasters
- Falling objects, hail
- Unlawful third-party acts
- Tow truck and roadside help
The set of risks, limits and deductible depend on the specific insurer's program — check the exact scope in the terms of the insurer you choose.
OGPO vs CASCO: the differences
Two different policies: one is required by law, the other is the owner's choice
| Parameter | OGPO | CASCO |
|---|---|---|
| Mandatory? | Required by law for every driver | Voluntary, bought by choice |
| Whose damage is covered | Damage you cause to other road users | Damage to your own car |
| Who receives the payout | The injured party | The owner of the insured car |
| How the price is set | Set by law: 1.9 MCI × coefficients — identical at every insurer | Set by the insurer: a percentage of the car value, depends on the program |
| Theft and total loss | Not covered | Covered if the risk is in the program |
| At-fault accident | Repair of your own car is not paid | Repair possible if the risk is in the program |
| Term | Usually 12 months | Depends on the program, usually 12 months |
What you need to apply
CASCO offers for your car
Three short steps — we will select CASCO options for your car and budget.
The service is not an insurance agent or broker — the selection is informational.
By clicking the button you agree to the processing of personal data.
CASCO in Kazakhstan — in numbers
Based on ARDFM and ranking.kz data.
Largest CASCO payouts (January 2026)
Source: ranking.kz based on ARDFM data, February 2026.
How it works
Set the parameters
Region, vehicle type, experience and class — the price appears instantly.
Compare prices
We show insurer offers in a single window.
Get the policy
Pay online — the e-policy arrives by e-mail.
FAQ
What do I need to get a quote?
The calculator uses your parameters: region, vehicle type, driver's age and experience, bonus-malus class. The plate number and IIN are needed later, when issuing the policy.
Is the policy valid immediately?
Yes, the electronic policy is valid from the start date you choose and appears in the unified database at once.
Is this an official policy?
Yes. The policy is issued directly by a licensed insurer and registered in the unified insurance database.
See also
OGPO & CASCO online in 2 minutes
Compare prices from Kazakhstan insurers and buy your policy online — no office visit, delivered to your e-mail.