How to buy car insurance online: step by step

A parameter-based quote, insurer comparison and a policy in your inbox. The whole path step by step.

Buying car insurance online is easier than it seems. Here is the whole path: a parameter-based quote, comparing insurers and buying on the chosen company's website.

What you'll need

For a quote you only need the parameters: registration region, vehicle type, driver's age and experience, car age and bonus-malus class — a rough guess works, the calculator shows the price for any class.

To buy on the insurer's website you will need the car documents, driver details and a bank card.

Calculate price

Step by step

1. Set your parameters in the OGPO calculator — the price by the official formula appears instantly. 2. Compare insurers by service, app and payout speed — the OGPO price is identical everywhere. 3. Go to the chosen insurer's website and fill in the car and driver details. 4. Pay by card.

After payment the e-policy arrives by e-mail and appears in the unified database — it equals a paper one.

Useful tips

Check the car and driver details before paying, and save the policy and the receipt.

For renewal, check your current policy's end date in advance so you're never left without cover.

Key takeaways

  • A quote needs only car and driver parameters — documents are needed only at purchase.
  • The OGPO price is set by law — choose an insurer by service.
  • An e-policy equals a paper one.
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Arnur Erkenbayev
About the authorArnur ErkenbayevFinancial expert and analyst

Arnur Erkenbayev is a financial expert and analyst with over 11 years in Kazakhstan's financial sector. He holds a degree in Finance and Credit from Al-Farabi Kazakh National University and previously worked at Nurbank and the microfinance organization Kaz Credit Line. He specializes in lending, microfinance and financial security, helping Kazakhstanis make informed financial decisions. His commentary has appeared in Inbusiness.kz, Astana TV, Kazakhstanskaya Pravda and other outlets. At Polis Online he is responsible for the expert review of car-insurance content.

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